Terms & Conditions

Effective Date: September 11, 2026

Welcome to Vernon Does Insurance, operated by Vernon Richardson. By using this website, requesting information, scheduling a consultation, or communicating with us, you agree to the following Terms & Conditions.

Insurance Information and Services

Vernon Does Insurance provides information and assistance regarding insurance products and coverage options. Insurance availability, eligibility, benefits, premiums, limitations, and other terms may vary by insurance carrier, product, state, and individual circumstances.

Submitting a request for information does not guarantee eligibility for or enrollment in any insurance product. Coverage is not effective unless and until an application has been completed and accepted according to the applicable insurance carrier's requirements.

SMS/Text Messaging Terms

By providing your mobile phone number and consenting to receive text messages from Vernon Does Insurance, you agree to receive SMS messages from Vernon Richardson related to your insurance inquiry, coverage options, appointment scheduling and reminders, follow-ups, customer service, and promotional or marketing communications where permitted.

Message frequency varies. Message and data rates may apply.

Consent to receive text messages is not a condition of purchasing any insurance product or service.

You may opt out of SMS communications at any time by replying STOP. After opting out, you may receive a confirmation message. To request assistance, reply HELP or contact us using the information below.

Mobile information and SMS consent information will not be sold or shared with third parties or affiliates for their marketing or promotional purposes. Information may be shared with service providers as necessary to provide the messaging service.

Carriers are not liable for delayed or undelivered messages.

Appointments and Communications

Scheduling a consultation does not create an insurance contract or guarantee coverage. You are responsible for providing accurate information when requesting insurance information or applying for coverage.

Third-Party Services and Links

This website may contain links to third-party websites or services, including appointment scheduling services, insurance carriers, enrollment platforms, and other service providers. We are not responsible for the content, availability, or privacy practices of third-party websites or services.

Privacy

Your use of this website and our services is also subject to our Privacy Policy, which explains how information may be collected, used, and protected.

Changes to These Terms

We may update these Terms & Conditions periodically. Any updates will be posted on this page with a revised effective date.

Contact Us

Vernon Does Insurance

Vernon Richardson

Email: [email protected]

Phone: (407)680-6711